- Government Securities Mutual Funds
- Portfolios of various U.S. Treasury securities and/or Ginnie Mae certificates, professionally managed by investment companies, with the objective of providing possible current income with minimal risk. An investment in this type of fund is not insured or guaranteed by the US Government, its agencies or instrumentalities.
- Corporate Bond Mutual Funds
- Diversified portfolios of corporate bonds, professionally managed by investment companies, with the primary objective of current income and preservation of capital.
- Municipal Bond Mutual Funds
- Professionally managed portfolios of “muni” bonds with the objective of current income which is generally federal income tax free. May be subject to the alternative minimum tax. May be subject to state and local income tax
- Equity Income Mutual Funds
- Pools of diversified securities professionally managed by investment companies, with the primary objective of providing current income and long-term capital growth.
Accumulation
Products and plans to help you achieve your significant financial goals.
When seeking to achieve intermediate financial goals, such as:
money needs to be put work with the potential of earning a return that outpaces the effects of inflation and taxes. That means utilizing financial instruments that have limited short-term liquidity and whose value may fluctuate over time.
A key ingredient to successfully achieving your intermediate goals is to have a “crock pot,” not a “microwave” approach to investing. That means leaving money at work for an extended period of time, allowing earnings to compound year after year. Trying to “time” the market for a quick profit is not a sound strategy for reaching your serious financial objectives.
Products and plans to help you achieve your significant financial goals.
When seeking to achieve intermediate financial goals, such as:
- Children’s education
- Business opportunities
- Major Purchases,
money needs to be put work with the potential of earning a return that outpaces the effects of inflation and taxes. That means utilizing financial instruments that have limited short-term liquidity and whose value may fluctuate over time.
A key ingredient to successfully achieving your intermediate goals is to have a “crock pot,” not a “microwave” approach to investing. That means leaving money at work for an extended period of time, allowing earnings to compound year after year. Trying to “time” the market for a quick profit is not a sound strategy for reaching your serious financial objectives.
All investors are advised to carefully consider the investment objectives, risks and charges and expenses of an investment company before investing. The prospectus contains this and other information about the investment company. A prospectus is available free of charge from a registered representative. Investors should read the prospectus carefully before investing.
The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.